Insurance and Annuities
At Vintage Wealth Advisors, we take pride in our ability to provide clients with an integrated financial planning experience, which also includes insurance and annuities.
As with every other aspect of your financial plan, we take the time to work through clients’ unique needs in order to identify the most appropriate life, disability and long-term care insurance.
Annuities play a critical role in a well-rounded financial plan as they provide clients with an opportunity to enhance their income and preserve their savings*. After taking the time to understand our clients’ specific needs, we work to select and recommend annuities that will mitigate tax liabilities, savings and income benefits.
*Fixed annuities are long-term investment vehicles designed for retirement purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 are subject to a 10% IRS penalty tax and surrender charges may apply.